Buyer's Checklist 

Congratulations on your decision to purchase a new home! There are many important factors to consider throughout the process, especially if you're a first-time homebuyer. Here's some suggestions to keep you on track and help you understand the purchase process better. If you have any questions, click on the Contact tab to have a representative contact you.

 

BORROWER'S CHECKLIST

1. Figure out how much home you can afford

  • Calculate your monthly income and debt.

2. Apply for a mortgage loan with Blue Dolphin Capital

  • Choose the type of mortgage program that works best for you.

  • Complete the initial loan process requirements.

  • Receive your loan commitment in a little as a few days!

3. Find a realtor

  • If you are not currently working with a realtor and need assistance, click on our "Partner" tab to request a real estate concierge today!

4. Determine what you want and need in a home

  • Choose a location.

  • Choose a home type.

  • Choose your price range.

  • Choose a size for your property.

5. When you find that perfect home that you can afford, have your realtor put in an offer

  • Determine the purchase price.

  • Define a move-in date.

  • Once both parties agree to the terms, sign the Purchase and Sale Agreement.

6. Finalize steps of the mortgage process

  • The Lender will order your home appraisal.

  • We will help you find a professional home inspector.

  • Provide all required documents to complete the loan process with the lender.

  • Do a walk-through inspection prior to closing.

  • Set aside cash for the closing costs and down payment.

7.  Closing​

  • Close on your loan and get ready to move in!

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© 2018 Blue Dolphin Capital, Inc. All Rights Reserved.  Equal Housing Opportunity

Florida Licensed Mortgage Brokerage| NMLS # 1787779

No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines by the lenders we work with, and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. For more information please review our Terms and Use, or call to speak with one of our license mortgage concierges.